Credit Manager

InterQuest are delighted to be working with a leading UK Banking group, to help support with the recruitment of a Credit Manager. You will be joining their team in London on a hybrid basis.

Key Responsibilities:
- Interpret and extract key points and trends from external publications; financial reports and accounts of Sovereigns, Banks, Insurance companies and other Non-Bank Financial Institutions and prepare accurate written credit analysis and recommendations.
- Produce comprehensive but succinct credit papers of a quality which can be approved within own delegated discretion or be presented to the relevant approval authority for approval.
- Work closely with Group Treasury and the Asset and Liability (ALM) Risk Team to manage the credit risk associated with the treasury activities.
- Assist the definition of Treasury risk appetite and the associated monitoring and reporting process. Prepare and present proposals to the relevant approval body.
- Ensure an effective oversight and quality assurance process is embedded for Sovereigns, Banks, Insurance companies and Non-Bank Financial Institutions risks, with constructive feedback and action plans to resolve identified issues.
- Assist the underwriting of exposures in the Premium Finance business, including insurer and broker reviews.

Skills and Experience:
- Good credit analysis skills.
- Prior analysis and underwriting of Sovereigns, Banks, Insurance companies and Non-Bank Financial Institutions in a financial services environment.
- Good interactive and influencing skills.
- Good written and presentational skills.
- Sound appreciation of security/legal/documentation risk.
- Ability to interpret complex financial statements and other related publications.
- An awareness of macro-economic climate.
- Ability to work under time pressure while maintaining high quality standards.