Head Of Risk Oversight

Competitive | Edinburgh | Permanent
Posted 16 days ago

Head of Credit Risk Oversight - edinburgh (Negotiable basic plus an extensive financial services benefits package)

This role will lead the 2nd Line Credit Risk Oversight Framework which ensures credit risk decisions are fully considered within credit risk appetite and credit risks are highlighted and escalated through regular oversight, assurance and reviews. You will report to the Director of Credit Risk and support the development of a team of 10 people.

Key Accountabilities:

Oversight of Credit Risk performance & Management Information, including attendance at relevant Credit Committees; oversight of changes requested with separate 2nd line paper; data mining issues to check clarity; and creation of hotspot monthly summaries set in context of Key Risk Indicators;
Development, maintain the Credit Risk assurance plan, including reporting and tracking of actions.
Develop, maintain and report against Retail Credit risk appetite statements and metrics both at Board and Credit Risk Committee level. Ensure the business takes action to avoid breaches of appetite.
Develop & maintain the credit risk oversight framework to identify, measure, monitor & report the risk profile.
Develop & maintain Credit Risk policies in line with regulations, including an annual compliance assessment, ensuring policies are embedded in the business.
Provide independent oversight and challenge that Retail Credit Risks are effectively managed across the bank.
Deputise for the Director of second line risk where required, for both internal and external Credit Risk oversight work.
Development and review of team members’ performance.

I am ideally looking individuals with some of the following experience:

Specific technical knowledge in the areas of Retail Credit Risk.
Experienced in undertaking oversight and assurance.
Understanding of current credit risk regulation.
Ability to advise and gain buy-in from senior stakeholders (Other directors, Exco/ ERC members).
A recognised leader with experience of translating strategic goals into team deliverables.
Good oral and written communication at all levels.
Sound judgement and personal integrity, ability to build trust and respect.

This role would be a great move for a senior manager who has a strong understanding of how 1st class credit risk oversight functions achieve great results for the business. If you feel you have the right blend of analytical skills, stakeholder management and communications then please apply online or email Matt.worsley@itqanalytics.com

For more information about this role, please contact:

Matt Worsley

0161 237 0045

See Matt Worsley's jobs
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