Credit Risk Analyst

£50,000 | Basingstoke | Permanent
Posted 4 months ago

Credit Risk Analyst

Summary:
The Credit Risk Analyst role is a full-time permanent role based in Basingstoke and reporting to the Credit Director. The role of the Credit Risk Analyst is to independently extract, analyse, interpret or model data from a variety of sources to provide analytical solutions to complex business problems.
You will be expected to work to a plan and results must be provided in a timely and accurate manner.
You will be required to clearly communicate progress and issues to stakeholders, and to formulate conclusions / communicate the impacts of your work.
The employer is a lending business originating loans in niche markets, utilising smart leading edge point of sale decision making technology.
Responsibilities:
• Developing, maintaining and improving credit risk statistical models, strategies, reporting, procedures and decision systems to manage decisions throughout the credit lifecycle, including in conjunction with debt collection agencies.
• Identifying, testing and promoting new tools, techniques and data sources to enhance analytics capability and provide competitive advantage
• Testing of new front-end and back-end systems
• Defining and providing analyses to manage credit portfolios against agreed performance indicators
• Working on a range of analytical projects with minimum guidance
• Providing support to business areas where queries arise regarding risk strategies
• Supporting retailer analysis and approval
• The jobholder will work to ensure, through accurate specifications, testing and post implementation reviews, that solutions devised from their projects are implemented
Experience:
The ideal candidate for this role will have:
• Role relevant qualifications, i.e. educated to degree level in a numerate subject is essential.
• Past working experience on relevant systems, i.e. having applied mathematical/statistical techniques to data.
• Experience of using relevant software packages, i.e. SAS / SQL / Microsoft Office. Experience of using the following is desirable Java, R.
• Relevant product knowledge including knowledge of Point of Sale Loans, and Insurance Premium Finance is desirable but not essential.
• A flexible and adaptable approach to change and a willingness to support others to respond in a similar way.
• Achieved targets and met expectations whilst supporting and encouraging others to do the same.
• Both spoken and written communication skills with experience of adapting your style and approach to the audience and message to be delivered.
• Contributed productively to team objectives, sometimes supporting and sometimes leading activities to achieve shared goals.
• Experience of making timely and rational decisions, based on relevant information and experience.
• Planned projects and activities systematically in line with business priorities, using a variety of analysis and problem solving techniques.

For more information about this role, please contact:

Sara Susman

sara.susman@itqexecutive.com
0161 237 0006

See Sara Susman's jobs
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